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It’s an ideal time to be an insurance shopper. New options—like starting a quote with a picture of your driver’s license and pricing multiple insurance products all at once—make finding a great policy easier than ever.

Mobile options are expanding.
New features like these—available at Progressive and some...

Quote with a new company.
Rates vary by insurer, so you might get the same coverage for less. For example, drivers who switch to Progressive save over $475* a year on average.

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During the holidays, when millions of shoppers flood stores and malls, the frequency of parking lot accidents goes up by about 20 percent, according to the Independent Insurance Agents and Brokers Association. To help protect your car from dings, dents and fender-benders, try these parking lot accident prevention tips:

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Give your newly licensed teen driver a few safety rules to follow whenever he hits the road, so you can feel secure turning over the keys.

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If you’re buying renters insurance for the first time, here’s good news: Protecting your belongings generally costs less than protecting other assets like your car. Plus, there are ways to lower the price of your renters policy even more.

Consider a higher deductible.
Choosing a higher deductible—the amount you pay...